Apple Pay's Express Transit Could Compromise Visa Cards

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Apple Pay's Express Transit Could Compromise Visa Cards

Computer Science researchers from the University of Birmingham and the University of Surrey have released a report on the new cocktail of flaws on GitLab. Their research indicates that it’s possible for someone to generate fraudulent payments, even if the iPhone is locked. The risk comes from the mix of Apple Pay’s Express Transit (a.k.a Express Travel) and Visa’s credit card system, meaning other credit card brands and payment methods are unaffected.


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The security loophole is specifically created when you have a Visa credit card set up for Express Transit, which allows contactless payments for mass transit purposes. According to the report, problems can arise if an attacker uses a contactless EMV reader like Clover or Square.

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