Here’s how much that free iPhone really costs

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Here’s how much that free iPhone really costs

With all the carriers dangling sweet, sweet trade-in and upgrade offers to essentially give you a “free” iPhone 13 (or two) this year, one can’t help but wonder: which one is the best deal? In this case, that would be the offer that costs you the least money but gets you the iPhone you want. Between all the convoluted conditions and confusing industry jargon, the carriers certainly don’t make it easy to compare different offers or make clear what you’re signing up for.

Carriers might be eager to sign up new customers for their bottom lines, but you need to look out for yours too. After all, is it better to opt for a cheaper unlimited plan that requires a 36-month commitment or get instant trade-in credits to pay a little less sales tax upfront? Should you look for deals that give you instant trade-in credits or get trade-in credits in the form of bill credits over the course of your agreement? It’s sometimes hard to understand all the details until you’ve already signed the contract. To save you the trouble, I took a closer look at the fine print of these deals and did some back-of-the-napkin calculations to find out.

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