Your Apple Pay payments can be stolen over the air — here’s what to do

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Your Apple Pay payments can be stolen over the air — here’s what to do

Apple Pay payments can be stolen from your iPhone over the air, and the problem still exists because neither Apple nor Visa wants to be the one to fix it, UK-based researchers say.

The researchers, from the universities of Birmingham and Surrey, showed in a new website and research paper that they could replicate Transport for London contactless-card readers using off-the-shelf equipment and steal £1,000 (about $1,350 U.S.) from iPhones using Apple Pay as long as the payments were tied to a Visa card. 

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Because of this, a hacker or crook with the right equipment in a coat pocket could lurk in subway stations in major cities and capture Apple Pay transactions from passersby, then “replay” the transactions at retail stores anywhere in the world. 

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